Hawaii has a variety of natural scenery with a warm tropical climate, a paradise indeed. However, despite being beautiful, Hawaii has also many natural disasters like hurricanes, tsunamis, earthquakes, and volcanic eruptions. Protecting your home inside and out is one of the most important things to purchase.
Preparing your property and yourself for natural disaster you need to choose a better home insurance provider that gives you the good coverage you need. However, the State of Hawaii does not require homeowners insurance unless if you have a mortgage in which the lender requires insurance on your home for the duration of your loan. (more…)